Although credit card issuers almost always ask for your Social Security number on the application, you’re “generally not required” to provide one if you don’t have one, according to the Social Security Administration. » MORE: How to apply for a credit card with an ITIN Simply having a taxpayer ID number to put on a credit card application isn’t enough to guarantee that you’ll be approved.

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There are also a few companies that offer credit cards specifically for recent immigrants and international students.

You’ll also need income to qualify for a credit card.

Not having a Social Security number is a serious stumbling block when you want to apply for a credit card, since most financial institutions specifically ask for one on your application. Others can obtain an Individual Taxpayer Identification Number, or ITIN, which follows the same nine-digit format as a Social Security number (XXX-XX-XXXX) and can be used in place of one on credit card applications.